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Helping you decide
Medicare

New to Medicare? Are you soon to be 65? If so, you only have a small window of time for open enrollment into Medicare. When you join, you are expected to choose from a large offering of unique plans through Medicare. There are a multitude of new choices to make on the kind of Medicare plan you must choose, and the new benefits and costs of each. Healthcare reform also affects the supplemental plans, as well as the “gap” in coverage for Medicare recipients.

Which is the best for you? How will you choose?

We partner with you to help decide which is the optimal plan under Medicare, based on your unique needs. We are your personal experts, patiently answering the questions and explaining the options so you are confident in the choices you make. Once enrolled, we help you stay informed with any changes or new developments in the plan you have chosen. We also help find the best carrier for your plan, to save you the most time and money.

CASE STUDY: Finding Clarity
After reading the available literature on Medicare, don’t feel badly if you are confused! Doctors, lawyers and even rocket scientists have come to me completely confused about Medicare and how it works. Through patience and a clear explanation of their options, my clients can rest more easily. They fully understand what they are getting and what they need to do. So can you!

Our Service Pledge:

We promise to take a consultative approach to finding you the best insurance solutions for you or your business. We will:

  1. Review your current coverage and research insurance plans that meet your goals, needs and budget.
  2. Present plans in easy to understand terms and make recommendations.
  3. Thoroughly explain the plan features and their potential impact.
  4. Work side by side with you to complete the application process.
  5. Provide continuous follow up support to answer questions about coverage, doctors, membership cards, etc.
  6. Monitor your plan to make sure you are still getting the best deal and coverage.
  7. Review your plan annually to ensure your continued satisfaction.

Helena Ruffin, Company President

To say we were confused by the Affordable Care Act would be an
understatement. In fact, our very own insurance company was so confused that
we found ourselves inexplicably uninsured and coverage-less for the first
time in our lives, despite requesting one of the highest tiers of coverage
available. Confused, uninsured and pregnant with our first child we found
solace in a knowledgeable, caring and professional team of advocates with
the Ruffin Insurance team of Helena and Lindsay.

John Petrick, Perennial Financial Services