We are on your side to find a plan that represents your best interests, and navigate the complex worlds of coverage and health care reform to present options that work for you and are easy to understand.
Whether you already have coverage, or are getting coverage for the first time, you will want to know about the new coverage plans under the Affordable Care Act and new rules behind those plans. Individuals will be required to purchase health insurance. We can help you find out if you qualify for a federal subsidy by purchasing your insurance coverage through “Covered California”, California’s online health insurance marketplace. If you don’t qualify for a subsidy, we’ll still be able to find you a plan that works for you, not the insurance company.
We promise to take a consultative approach to finding you the best insurance solutions for you or your business. We will:
I was 6 months pregnant, with a pre-existing condition. Helena advised me that I would get a greater benefit if I would consider an HMO. She also walked me through the Blue Shield website to search for doctors and groups associated with Cedars Sinai Hospital…After have a c-section and being in the hospital for four days, I paid only $750… I found wonderful doctors and absolutely chose the correct plan for me. I would definitely recommend Ruffin Solutions, as it is a joy to work with Helena. Helena has also helped to find the right health insurance plan for my daughter as well as life insurance policies for my husband and I!